화재/재해/도난 미리 준비해�? 유병자실손보�?유병력자�?간편심사로 Thus far in this lesson, you've uncovered with regard to the strange guidelines that apply to 가지�?and 갖다 when grammatical ideas are connected to them. One more phrase that follows the same rule is 머무르다. The same as 가지�? The